Agreement to these terms
These terms apply when you use the GuideFin app, the GuideFin MCP server or this website. By using any of them, you agree to these terms. If you do not agree, please do not use them.
GuideFin is a product developed by Finthinkhub.
Information only, not advice
GuideFin provides information and planning tools. It is not investment, tax, legal or financial advice.
Nothing in GuideFin is a recommendation to buy, sell, hold or switch any fund or other product.
GuideFin is an education and learning platform. It is not registered with SEBI. Information only, not investment advice. Please consult a SEBI-registered adviser before investing.
You are responsible for your own decisions. Consider speaking to a qualified professional before you act. See our Disclaimer for more.
Who can use GuideFin
You must be at least 18 years old and able to enter into a binding contract.
Accounts and guest use
You can sign in with email or Google, or use the app as a guest. Keep your email and phone secure. You are responsible for activity on your account.
Guest data stays on your phone. If you lose the phone or delete the data, we cannot restore it.
Estimates and ratings
Projections in GuideFin are estimates based on your assumptions. They are not promises of any future result.
The GuideFin rating is category-relative and not a prediction. It compares a fund with others in its category using past data. It does not say how a fund will perform.
Data accuracy
GuideFin relies on public and third-party sources. That data can be late, incomplete or wrong, and our processing of it can contain errors.
Every figure has a date for a reason. Check important figures against the official documents of the fund or scheme before you act.
Data sources
GuideFin uses the following sources. Returns, ratings, comparisons and summaries are calculated by us from this data.
- AMFI: daily net asset values (NAV), NAV history, monthly expense ratio data, and the half-yearly market-cap categorisation of stocks.
- mfapi.in: the list of mutual fund schemes and scheme details, plus NAV and NAV history where needed.
- Asset management company (AMC) monthly portfolio disclosures: fund holdings and portfolio composition.
- NPS Trust: NPS scheme details and NAV.
- National Stock Exchange of India: the list of listed stocks and their identifiers.
Holdings are published after each month ends, so they can be several weeks old. NAV updates can be delayed on any day.
These organisations do not endorse GuideFin, and we have no partnership with them. Their names and logos belong to their owners and are shown only to indicate coverage.
Using the MCP server
The MCP server gives AI assistants read-only access to public fund data for personal, fair use. Usage limits apply and can change at any time. We may limit or block access to protect the service.
You must not:
- Scrape, copy or download data in bulk, or use it to build a competing data set or service.
- Bypass or try to bypass usage limits, including by rotating addresses or sessions.
- Attack, overload, probe or disrupt the service.
- Present MCP output as personal advice, or as a recommendation from GuideFin.
- Remove the date or the disclaimer attached to an answer.
Using the app and website
You must not misuse GuideFin. That includes breaking the law, reverse engineering the app or its services beyond what the law allows, interfering with the service, or using another person's account without permission.
Our content
GuideFin, its design, its software, and its rating method belong to Finthinkhub or its licensors. You may use GuideFin for your personal, non-commercial use. No other rights are given to you.
AI assistants and other services
AI assistants are run by other companies. They may summarise, reword or misstate our data. We are not responsible for what they say or for services linked from GuideFin.
Availability and changes
We may change, pause or end any feature at any time. We may suspend access if these terms are broken.
No warranty
GuideFin is provided "as is" and "as available". To the extent the law allows, we make no promise that it will be accurate, complete, uninterrupted or fit for a particular purpose.
Limit of liability
To the extent the law allows, we are not liable for any investment loss, lost profit, lost data or indirect loss arising from your use of GuideFin, or from relying on it.
To the extent the law allows, our total liability is limited to the amount you paid us for GuideFin in the 12 months before the claim. GuideFin is free today, so that amount may be zero.
Privacy
Our Privacy Policy explains how we handle your data.
Governing law
These terms are governed by the laws of India. Disputes are subject to the courts at Noida, Uttar Pradesh.
Changes to these terms
We may update these terms. We will change the date at the top when we do. Continuing to use GuideFin means you accept the updated terms.
Contact
For help with the app, email support@finthinkhub.com. For privacy questions or grievances, email contact@finthinkhub.com.